You work hard for your money, how can it work just as hard for you?

Welcome to Loud Investing, we’re a podcast for anyone who’s felt left out or behind when it comes to investing and your financial future.

Chanel gets vulnerable and shares her personal financial journey from consumer to investor and how changing her mindset- changed everything.

We’ll be talking about how your money really is your power and how you can start to save by changing your behaviour around small purchases along with exercises to help you discover your unconscious money patterns.

You’ll Hear Highlights On:

• Money Mindset: How small daily financial decisions compound over time and can significantly impact long-term wealth building and your financial future


• How to Start Investing: Starting with what you have now is more important than waiting for the "perfect" amount to begin your Investing journey


• Investing for Beginners: How to get started investing with consistency and discipline


• Budgeting Hack: The "skipped purchase fund" strategy and how you can use it to identify one regular expense to eliminate and redirect that money toward investing


• Cognitive dissonance: What it is and how it can reveal gaps between how you see yourself financially versus how others perceive your money mindset


• Investing Mindset Shift: How your identity transformation around money needs to come before behavioral change. How you can decide that "money loves me and I'm fantastic with money".


• Financial independence comes from making money work for you

Actionable Steps You Can Take Toward Your Financial Future

• Create a 'Skipped Purchase Fund'


• The 'Me + Money = ?' cognitive dissonance exercise

Key Moments within the Episode

(00:24 ) Introduction to The "Loud Investing" podcast

(03:26 ) The "avocado toast" realisation and symbolic spending habits

(04:54 ) Personal math breakdown: How you could spend £2,400 annually on brunches

(08:01 ) Visualizing yourself next to money as an entity

(09:21 ) Chanel’s childhood financial story and how it influenced her spending habits

(12:00 ) Ronald Reid’s story, the janitor who built $8M portfolio

(14:05 ) Introduction of the weekly "power move" challenge and actionable steps for you

(15:24 ) The cognitive dissonance bonus challenge, and how to change yours

(17:34 ) Episode wrap-up and a preview of next week’s episode on the gender wealth gap

Chanel Monteine is a former CNBC London journalist turned entrepreneur who’s bringing you along her investing and money mindset journey.

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Helpful Links

Behavioural money habits: https://jamesclear.com/habits

Dollar-cost averaging: https://www.etoro.com/academy/education/what-is-dollar-cost-averaging/

Tiny gains concept: https://jamesclear.com/continuous-improvement

Identity-based habits: https://jamesclear.com/identity-based-habits

Start with what you have: https://www.etoro.com/academy/education/how-to-start-investing/

Ronald Read’s story: https://www.nytimes.com/2015/03/09/business/ronald-read-frugal-vermont-philanthropist-dies-at-92.html

Dividend investing explained: https://www.etoro.com/academy/education/what-are-dividend-stocks/

Atomic Habits by James Clear: https://jamesclear.com/atomic-habits

Learn more about how eToro is closing the gender investment gap at www.etoro.com/LoudInvesting 

Important Disclosures

This podcast is for information and educational purposes only and should not be taken as investment advice, a personal recommendation or an offer of or solicitation to buy or sell any financial instruments. 

This material has been prepared without taking into account any particular recipient's investment objectives or financial situation and has not been prepared in accordance with the legal and regulatory requirements to promote independent research. Past performance is not an indication of future results.